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When You Don’t Know What You Need In Estate Planning

Estate planning can be daunting, especially for those who have never gone through the process. Choosing what type of tools you need for yourself and your family can be challenging. Fortunately, there are resources available to help make the process simpler.

When conceptualizing your estate plan, it is also essential to get professional advice from an experienced estate planning attorney if you need to know what kind best suits your needs and your family’s situations. So why can’t some people seem to know what they need?

Why Can People Not Start Estate Planning?

Estate planning is integral to financial planning, yet many people don’t take the time to create a plan. It can be daunting and complex because you need knowledge of what it entails, what tools suit your situation, how to fill out documents, or how to choose a successor trustee. So it’s understandable why some may feel overwhelmed and they don’t know what they need.

For those requiring help determining where to begin, understanding what estate planning requires can assist you to get started. Estate planning is more than deciding who will receive your assets when you pass away. It also includes considering potential medical decisions, safeguarding children’s inheritance, and providing for the care of dependents.

What Factors To Consider?

Estate planning involves deciding how assets and property should be distributed after death. There are certain factors to consider when undertaking estate planning that can help make the process easier. With the help of an estate planning attorney, you can understand it because there is someone skilled and competent to explain it to you.

Family & Beneficiary

When creating an estate plan, making a detailed list of the possible beneficiaries is crucial. This list should include all family members, close friends, charities, and other entities that you want to receive a portion of your estate. Your beneficiaries are the ones who can continue your legacy and protect your estate.

Spouse Or Partner

When selecting a beneficiary for your estate plan, one of the most common choices is to include a spouse or partner. Spouses and partners typically have priority rights when inheriting assets from your estate. But this is not generally true because you can leave your assets behind according to your wishes.


For those with children, naming them as beneficiaries in an estate plan can provide security for their future. It can bring peace of mind to both parents and children. When considering whom to name as beneficiaries in an estate plan, it is essential to assess each child’s circumstances. Older children may be more capable of managing a large sum of money. Younger children might need a guardian and guidelines put into place.


As a third generation, grandchildren often see it as a sign of love and appreciation from their grandparents to be named beneficiaries. This helps create stronger familial bonds between family members from different generations. They will cherish your memories and put more value on family relationships.


Charities can be included as a beneficiary in your estate plan, allowing you to give a portion of your assets to the cause of your choosing. Including charities as beneficiaries in an estate plan will enable you to continue your philanthropic efforts beyond your lifetime.


Friends are often overlooked when it comes to estate plans, but they are just as worthy of consideration as family members or charities. Your closest friends have likely seen you through some of the most challenging times. Giving them part of your estate after death is one way for them to feel appreciated long after you’re gone.


Assets are an essential part of estate planning, as they can determine how much of an inheritance your beneficiaries receive. When creating an estate plan, you must list all types of assets you own. Once these assets have been identified, it’s also essential to determine what assets to transfer to a trust or leave to your beneficiaries in a will.


One asset that most people have is cash, so it’s important to decide what you want to do with it in the event of your death. The first thing to consider is how much cash you have. This will depend on whether you have any investments, savings accounts, or other financial vehicles.

After assessing the available cash amount, you can determine the best way to disperse it among your heirs and beneficiaries. Set up a trust for this purpose, as doing so can help protect your money from the probate court, creditors, or other potential risks that may arise during estate administration proceedings.

Real Property

Real estate property is among the most significant investments an individual will likely have. It’s vital to ensure that these assets are handled correctly. Estate planning for a real property involves considering how best to transfer or protect the asset.

Several options are available when deciding what to do with real property. Some people keep their properties within the family by passing them down through generations by using the Transfer-On-Death or TOD deed without going through the probate process. Some people leave them as part of a trust-based inheritance structure.


If you have investments like stocks and bonds, it’s essential to plan what should happen to them. You can designate a TOD beneficiary to inherit your investments as part of your estate plan. You may also consider leaving instructions regarding how and when to distribute these investments.

Life Insurance Policies

Life insurance policies help secure families by providing financial protection after the death of a policyholder. You can name your beneficiaries in the life insurance policy and it goes directly to them when you pass away without going into the probate court. Life insurance policies are payable on the death of the policyholder.

Estate Planning Tools You Can Choose

Knowing the different estate planning options available helps ensure you can make the best decisions for your situation. Whether you want to protect assets or establish a trust, you can use numerous options to help meet your goals.

  • A Will is an essential estate planning document that allows you to designate beneficiaries, appoint guardians for minor children, and specify how to distribute your assets when you die.
  • Trusts are legal entities that can hold and manage assets and provide a great way to pass your assets to your beneficiaries without going through probate court.
  • A Power of Attorney or POA gives someone the legal authority to act on your behalf in some issues while you are away or incapacitated.
  • A healthcare proxy allows you to appoint someone to make medical decisions for you if you become incapacitated.
  • A living will allows you to state your wishes regarding medical care if you become incapacitated.
  • Estate tax planning can help you minimize taxes and maximize the value of assets you can pass on to your heirs.

Trying to sort through these estate planning options can be confusing, that is why it is essential to work with an experienced estate planning lawyer.

How Can An Estate Planning Attorney Help?

With The Help And Legal Representation Of An Estate Planning Attorney, You Will Know What You Need In Your Specific Case

Creating an estate plan can be a complicated process. It is essential to consult with an experienced and skilled estate planning attorney to ensure that your wishes are appropriately considered and carried out. With their help, you can create a plan to protect yourself and your family. You can be sure that your assets are distributed as you wish.

Planning Session

Your estate plan should reflect current goals while looking forward to the future. Scheduling a planning session with your attorney ensures that these goals are structured properly to achieve long-term success. Also, it makes the agenda and objectives clear to you and your legal counsel.

What To Bring In A Planning Session?

Before attending your session, it is also helpful to list questions or concerns to get clarification from the estate planning attorney during the session. Additionally, bringing an updated inventory of assets, such as titles, deeds, bank accounts, and investments, can be beneficial when creating a comprehensive estate plan.

What Is Expected During The Planning Session?

During a planning session, you must provide your attorney with details about your assets. You’ll also provide information about the people receiving portions of your estate after you pass away. Your attorney may ask for proof of ownership for some assets or documents relating to ongoing trusts.

The goal is to ensure that your wishes are outlined clearly in all legal paperwork. This will ensure no disputes or confusion among family members after you are gone. You should also come prepared with questions regarding the types of tools available and other legal considerations.

Give Recommendations

Estate planning can be complex and overwhelming for many individuals. However, meeting with an estate planning attorney for a planning session will help ensure that you and your family are taken care of in the future. Estate planning attorneys are experienced in developing strategies and giving recommendations that protect your assets and provide for those you love after death.

There Is More To Estate Planning

Weiner Law understands that estate planning involves more than just documents. It includes long-term care planning, asset protection strategies, and tax minimization techniques. Weiner Law believes in taking a collaborative approach when creating an estate plan for its clients.

Estate planning attorneys at Weiner Law take the time to get to know you and your family’s unique situation to create a customized plan that meets all your objectives. This requires legal knowledge and your estate planning attorney is capable to answer all your questions and guide you through the process.


If you need to figure out what to do in estate planning, the best action is to get an estate planning attorney. An estate planning attorney can help you understand the process and ensure that your estate plan is tailored to meet your needs. They can also help you create a plan to protect yourself and your family and ensure that your assets are distributed as you wish.

An estate planning attorney can also guide how to minimize taxes and maximize the number of assets you can pass on to your heirs. Ultimately, your estate plan should reflect your wishes and be tailored to your needs. It is essential to get the advice of an experienced estate planning attorney.

Find a San Diego estate planning lawyer to obtain additional information.

About Daniel Weiner

Daniel Weiner is a US and UK licensed attorney, based in San Diego, who provides trust administration and estate planning services to families and individuals across California. Dan guides his clients through the often confusing maze of financial and legal decisions to create plans that ensure the well-being of their families and the accomplishment of cherished family goals.


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